Lved Terms of Service

By engaging with Lved, you confirm that you’ve reviewed and accepted our Terms of Service and will comply with all relevant laws and regulations. If you disagree with any part of the Terms of Service, we kindly request that you refrain from using this website.

YOU AGREE THAT BY USING THE SERVICES, YOU ARE AT LEAST 18 YEARS OF AGE AND LEGALLY ABLE TO ENTER INTO A CONTRACT.

Definitions:

In these Terms of Service, we use specific terms to denote specific entities or aspects:

(i) “Site” refers to any website, mobile application, or web application operated by Lved.

(ii) “Services” represents not only the Site but also all solutions, self-help documents, forms, and templates provided by Lved.

(iii) “Lved”, “we”, “us”, and “our” signify Lved, Inc., which is the proprietor and manager of www.lved.com, including our associates, officers, directors, employees, consultants, agents, and representatives.

(iv) “You” and “your” pertain to each customer, visitor, or user of our Services.

○ Should you be accessing or using the Services on behalf of a corporation, organization, or another entity, then:

○ “You” and “your” extend to refer to that entity.

○ You affirm that you are an authorized representative of the entity, empowered to commit the entity to these Terms of Service.

○ You consent to these Terms of Service on behalf of the said entity.

Modifications

If we make changes to these Terms of Service, we will notify you by posting the revised terms on the Site or through another appropriate notification method. We will also refresh the “Last Updated” date at the end of these Terms of Service. Your continued use of the Site or Services following the posting of changes or after receiving notice of modifications implies your acceptance to be bound by the updated Terms. If you find the revised Terms unacceptable, your sole option is to discontinue using the Site and Services. If at any point you deem these Terms of Service unacceptable, or if you disagree with these Terms of Service, we kindly ask that you refrain from accessing our Services.

Additional Terms and Policies

The use of our site, any Services we provide, and our provision of Services to you might also be governed by additional terms or policies, including our Privacy Policy. Some Services we offer may come with specific terms and policies pertinent to those Services. By utilizing any such Services, you acknowledge that you’ve read and accepted these Terms of Service and any other additional terms and policies associated with those Services.

Disclaimer

Lved is not a law firm and does not provide legal advice. Our Services aim to provide self-help, automated solutions through fill-in-the-blank forms. Please note that the acquisition, download, or use of any form from the Site, guided by these Terms of Service, does not constitute legal advice or the practice of law. Our Services are not intended to replace the advice of an attorney. We recommend consulting a licensed attorney in your area if you require legal advice specific to your circumstances or if your situation is too complex for our tools.

No attorney-client relationship or any special relationship is created between you and Lved or any person associated with Lved at any time. Any information you provide us is not protected by the attorney-client privilege or as a work product. You represent yourself in any matter you undertake using our Services.

We provide online tools and resources to assist you with the preparation, execution, and storage of your legal documents and related information. While we strive to keep our documents, descriptions, information, and other help resources (collectively, the “Document Materials”) current and up-to-date, we cannot guarantee their accuracy, completeness, or timeliness. The law varies across jurisdictions and can change rapidly, subject to different interpretations by different courts. As the law is personal, no general information or legal tool like ours can cover every circumstance. We do not review the Document Materials or any information you input for accuracy or sufficiency, draw legal conclusions, provide legal advice, or apply the law to your situation. Our Services are not a substitute for legal advice and do not tailor the Document Materials to your needs.

If, before using any legal document, you believe that Lved provided you with legal advice, opinions, or recommendations about your legal rights, remedies, defenses, form selection, or strategies, you must not use these documents. Any use is at your own risk.

Please note Lved is not responsible for the completeness, spelling, and consistency of names, addresses, etc. You agree to read the final document(s) before signing them and accept sole responsibility for the final document(s).

Rights

The Services, including all material and content therein, excluding User Content, are the proprietary property of Lved and its licensors. This includes but is not limited to, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music, and any other associated Intellectual Property Rights (“Lved Content”).

Except as explicitly stated in these Terms of Service, no provision should be understood as granting a license or rights under any Intellectual Property Rights. Users are prohibited from selling, licensing, renting, modifying, distributing, copying, reproducing, transmitting, publicly displaying, publicly performing, publishing, adapting, editing, or creating derivative works from any materials or content accessible on the Services. Any use of the Lved Content or materials on the Services not expressly allowed by these Terms of Service is strictly prohibited.

Users may be invited to submit comments or ideas about the Services, such as ways to improve our Services or products (“Ideas”). If you choose to submit an Idea, you agree that your disclosure is voluntary, unsolicited, and unrestricted. This means that Lved is under no obligation or fiduciary duty as a result of your submission, and is free to use the Idea without providing compensation to you, and/or to disclose the Idea to others without confidentiality. You also acknowledge that Lved’s acceptance of your submission does not waive any rights to use similar or related ideas previously known to Lved, developed by its employees, or obtained from sources other than you.

Limited License

Lved provides you with a limited license. This license is non-exclusive, limited, non-transferable, and can be revoked freely by Lved. This license permits you to use the Services in the manner they are intended and as outlined in these Terms of Service. Any rights not explicitly granted to you in the Services and the Lved Content are reserved by Lved. Lved has the right to terminate this license at any time, for any reason.

Along with this, under the Terms of Service, Lved grants you permission to download, view, copy, and print Document Materials on a single device for personal, informational, and non-commercial purposes. However, you are not allowed to download, view, copy, print, duplicate, or modify the Document Materials in whole or part, other than for authorized editing or to make a document accurate or useful for your individual use, based on the purpose of the document.

If you violate any terms or conditions of these Terms of Service, your permission to use the Document Materials terminates automatically, without prior notice. Upon termination, you agree to destroy any downloaded or printed Document Materials immediately and to stop using the service. Unauthorized use of any Document Materials from the Site or available through the Services might violate copyright law, trademark law, privacy, publicity, and communications regulations and statutes.

Prohibited Activities

You agree to refrain from the following prohibited activities:

(i) You are not allowed to copy, distribute, or disclose any part of the Services in any medium. This includes any form of automated or non-automated “scraping.” This does not apply to personal usage as part of your estate planning.

(ii) Using any automated system to access the Services that sends more requests to the Lved servers than a human could reasonably produce in the same timeframe using a regular online web browser. However, Lved allows public search engine operators to use spiders to copy materials from publicly accessible web pages at Lved.com for creating searchable indices of these materials. This permission doesn’t include creating caches or archives of these materials.

(iii) Transmitting spam, chain letters, or other unsolicited email is forbidden.

(iv) You must not attempt to interfere with, compromise system integrity or security, or decipher any transmissions to or from the servers running the Services.

(v) Any action that imposes or could impose an unreasonable or disproportionately large load on Lved’s infrastructure, as determined by Lved, is prohibited.

(vi) Uploading invalid data, viruses, worms, or other harmful software agents through the Services is prohibited.

(vii) Collecting or harvesting any personally identifiable information, including account names, from the Services is forbidden.

(viii) Using the Services for commercial solicitation is prohibited.

(ix) Impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, or hiding or trying to hide your identity is not allowed.

(x) You should not interfere with the proper working of the Services.

(xi) Accessing any content on the Services through any technology or means other than those provided or authorized by the Services is forbidden.

(xii) You are not allowed to bypass any measures that Lved may use to prevent or restrict access to the Services, including features that prevent or restrict the use or copying of any content or enforce limitations on the use of the Services or their content.

Change of Services

Lved holds the right to modify or discontinue Services and features. This could include altering the Services, ceasing to provide the Services or specific features of the Services, or establishing usage limits for the Services, all without prior notice.

We also have the right to permanently or temporarily suspend or terminate your access to the Services without notice or liability. This can be for any reason, including if we solely determine you have violated any provision of these Terms of Service or for no reason.

Even after termination, these Terms of Service will continue to apply to you. Lved also reserves the right to delete, alter, move, or transfer any data, account history, and account content that resides on the servers running the Services at any time and for any reason. This can be done at Lved’s sole discretion, with or without notice, and we will not be liable for this in any way.

Lastly, Lved does not provide or guarantee, and in fact expressly disclaims, any value, whether cash or otherwise, to any data that resides on the servers running the Services.

Payment

You are obliged to pay us following our terms of sale. Some aspects of the Services might have a fee or other charge associated with them. If you decide to use these paid aspects of the Services, you accept the associated terms of sale, pricing, payment, billing, and refund policies.

Lved has the right to introduce new services for additional fees and charges, or to modify fees and charges for existing services, at any time and solely at its discretion. You give Lved the authorization to charge your credit card for all fees and charges related to your use of the Services. This includes Lved’s fees, government fees, taxes, and any other third-party fees.

If you have registered with us, you can cancel your account at any point; however, no refunds will be given for cancellation. All purchases are final, and any refunds given are at our discretion, and will only be considered on a case-by-case basis in line with our refund policy. If Lved suspends or terminates your account or these Terms of Service, you understand and agree that you will not receive any refund or exchange for any Lved Content, unused time on a subscription, any license or subscription fees for any part of the Services, any content or data linked to your account, or anything else.

You agree to cover all charges made by users of your credit card, debit card, or other payment method in connection with a purchase or transaction or other monetary transaction interaction with the Services. When such charges are incurred, these charges will be at the prices in effect. You are responsible for paying any applicable taxes related to such purchases, transactions, or other monetary transaction interactions.

Subscriptions, Renewal, and Billing

We might offer Services either as a one-time purchase or on a subscription basis. If you choose to use Services offered on a subscription basis, your first purchase will give you access to the Services for an “Initial Service Period,” typically one year. Your paid subscription will automatically renew at the end of the Initial Service Period and renew annually afterward. Your payment method will be charged each time your paid subscription renews.

We might send a courtesy reminder to your account’s email address before automatic renewal. However, unless applicable law stipulates, we are not obliged to provide such notice. You agree that neither your failure to read, your failure to receive, nor our failure to send any such notice generates any liability for us, nor does it grant you any right to rescind an automatic renewal payment.

If you want to cancel the automatic renewal of your paid subscription, you must do so via your account. You can also request help with canceling your plan by emailing support@lved.com. This cancellation must be made at least one day before the next automatic renewal. There will be no refunds for any unused portion or time remaining in a subscription. We may modify the renewal price for your paid subscription at any time upon notifying you. Any such changes will only apply from the next automatic renewal following the notification of the change in renewal price. If you don’t wish to renew at the new renewal price, you must cancel your plan via your account or by sending a notice to support@lved.com. This cancellation must be made at least one day before the next automatic renewal.

You consent to us storing your payment method and associated payment information. You authorize us to automatically charge your payment method for any automatic renewal payments. You can update your payment method through your account or by contacting us at support@lved.com. If any attempt to charge your payment method is unsuccessful or if the automatic renewal payment fails for any reason, we may suspend or terminate your access to the Services without notifying you.

Risk and Consent

You share your data with us at your own risk and consent to its processing in the United States. We prioritize the privacy of our Users. Our privacy policy can be viewed at www.lved.com/privacy. By sharing your personal data, you consent to its collection, use, transfer, and processing in the United States. When you use the site, you acknowledge that your interaction with the site may be recorded to ensure quality.

We have employed commercially reasonable measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, or disclosure. However, we cannot guarantee that unauthorized third parties will never be able to bypass these measures or use your personal information for improper purposes. You acknowledge and agree that you share your personal information and any other data provided to Lved at your own risk.

Security and Shared Access

You’re responsible for the security and integrity of your account. When you create an account to access certain Services or share information with us for a purchase or transaction, you must provide information that is accurate, complete, and up-to-date. You’ll also be asked to create a username and password. You are solely responsible for keeping your password confidential and managing all activities on your account.

Please be aware that sharing access to your documents involves inherent risks. It’s crucial to keep your account password secure and not to use someone else’s account under any circumstances. Lved won’t be held accountable for any losses you suffer due to someone else using your account, and you may be held responsible for any losses incurred by Lved due to another individual’s use of your account.

Third-Party Services

The Services we provide may contain links to third-party websites, services, special offers, advertisers, or other events or activities not owned or controlled by Lved. It’s important to understand that Lved does not endorse or assume any responsibility for these third-party sites, information, materials, products, or services. When you access a third-party website from our Services, you do so at your own risk, and please be aware that these Terms of Service and Lved’s Privacy Policy do not extend to your use of such sites.

By using our Services, you expressly discharge Lved from any and all liability arising from your use of any third-party website, service, or content. Furthermore, your dealings with or participation in promotions of advertisers found on the Services, including payment and delivery of goods, as well as any other terms (such as warranties), are solely between you and such advertisers. You agree that Lved shall not be held responsible for any loss or damage relating to your interactions with such advertisers.

Indemnification

You agree to defend, indemnify, and hold harmless Lved, its agents, licensors, managers, and other affiliated companies, and their respective employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) resulting from:

(i) your use of and access to the Services, which includes any data or content transmitted or received by you;

(ii) your violation of any term of these Terms of Service, which includes, but is not limited to, your breach of any of the representations and warranties provided above;

(iii) your violation of any third-party right, which includes, but is not limited to, any right of privacy or publicity rights or Intellectual Property Rights;

(iv) your violation of any law, rule, or regulation of the United States or any other country;

(v) any claim or damages that arise as a result of any of your User Content or any content that is submitted via your account;

(vi) any other party’s access and use of the Services with your unique username, password, or other appropriate security code.

Disclaimer of Warranties

The Services are provided on an “as is” and “as available” basis. Use of the Services is at your own risk. To the maximum extent permitted by applicable law, the Services are provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, or non-infringement. No advice or information, whether oral or written, obtained by you from Lved or through the Services will create any warranty not expressly stated herein. Without limiting the foregoing, Lved and its licensors do not warrant that the content is accurate, reliable, or correct; that the Services will meet your requirements; that the Services will be available at any particular time or location, uninterrupted or secure; that any defects or errors will be corrected; or that the Services are free of viruses or other harmful components. Any content downloaded or otherwise obtained through the Services is at your own risk. You will be solely responsible for any damage to your computer system or mobile device or data loss resulting from such download or your use of the Services. Please note: This paragraph does not apply to North Carolina consumers.

Lved does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Lved Services or any hyperlinked website or service, and Lved will not be a party to or in any way monitor any transaction between you and third-party providers of products or services.

Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Lved, its affiliates, agents, directors, employees, suppliers, or licensors be liable for any direct, indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or relating to the use of, or inability to use, the Services. Under no circumstances will Lved be responsible for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access or use of the Services or your account or the information contained therein.

To the maximum extent permitted by applicable law, Lved assumes no liability or responsibility for any:

(i) Errors, mistakes, or inaccuracies of content;

(ii) Personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our Services;

(iii) Unauthorized access to or use of our secure servers and/or any and all personal information stored therein;

(iv) Interruption or cessation of transmission to or from the Services;

(v) Bugs, viruses, trojan horses, or other harmful code that may be transmitted to or through our Services by any third party;

(vi) Loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Services; or

(vii) User content or any third party’s defamatory, offensive, or illegal conduct.

In no event shall Lved, its affiliates, agents, directors, employees, suppliers, or licensors be liable to you for any claims, proceedings, liabilities, obligations, damages, losses, or costs in an amount exceeding the amount you paid to Lved hereunder. This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if Lved has been advised of the possibility of such damage. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction. Please note: This paragraph does not apply to North Carolina consumers.

Geography

The Lved Services are intended for users located within the United States. The Services are controlled and operated from facilities within the United States. Lved makes no representations that the Services are appropriate or available for use outside of the United States. Those who access or use the Services from other jurisdictions do so of their own volition and are responsible for compliance with local law.

It’s important to note that you may not use the Services if you are a resident of a country embargoed by the United States, or are a foreign person or entity blocked or denied by the United States government. Unless explicitly stated otherwise, all materials found on the Services are solely directed to individuals, companies, or other entities located in the United States. We do not claim that the Services or any content available on or through the Services are appropriate or available in other locations. If you access the Services from outside the United States, you do so on your own initiative and are responsible for compliance with all local laws.

Assignment

These Terms of Service, and any rights and licenses granted hereunder, may not be transferred or assigned by you without prior written consent from Lved. However, Lved may assign these Terms of Service, and any rights and licenses granted hereunder, without restriction and without notice to you. This includes, but is not limited to, assignment to any parent, subsidiary, or any affiliated company, or as part of the sale to, merger with, or other transfer of Lved to another entity. You may not assign, voluntarily, by operation of law, or otherwise, any rights or delegate any duties under these Terms of Service without Lved’s prior written consent. Any purported assignment without such consent will be void.

Controlling Law and Jurisdiction

You agree that these Terms of Service, your rights and obligations, and any disputes arising from the Services shall be governed by and interpreted in accordance with the laws of the state of Delaware, excluding its choice of law rules. The United Nations Convention on Contracts for the International Sale of Goods is expressly excluded from application. Any claim or dispute between you and Lved that arises from the Services shall be decided exclusively by a court of competent jurisdiction located in Delaware. However, this provision shall not apply to North Carolina consumers.

Tax Advice Disclosure

Lved does not provide tax advice of any kind. Any information or communication from Lved regarding taxes is for general educational purposes only and should not be relied upon as tax advice. We are required to provide the following disclosure in compliance with the Internal Revenue Service’s Circular 230:

Any U.S. federal tax advice contained in any communication from Lved is not intended or written to be used, and cannot be used, for the purpose of avoiding penalties under the Internal Revenue Code or promoting, marketing, or recommending to another party any tax-related matters discussed therein.

Please consult a qualified tax professional for personalized advice regarding your tax situation.

Financial Advice and Features Disclosure

Lved does not provide any type of financial advice for any purpose. Any financial information presented on the site or through the services is provided for educational purposes only and should not be relied upon as financial advice. Lved does not assume responsibility for the accuracy or validity of any financial insights or data provided through third-party integrations on our website.

Any graphics or content related to your financial assets presented within Lved tools and services are intended only for informational purposes and may not accurately reflect your financial situation or health.

It is essential to consult with a qualified financial advisor or professional for personalized financial advice tailored to your specific circumstances. They can provide guidance based on your individual needs and goals.

Affiliate Program

We offer an Affiliate Program that allows affiliates to earn commissions by referring customers to our app. To learn more and apply, please visit our Affiliate Program Agreement: https://www.lved.com/affiliates?referrer=LVEDTOS.

For North Carolina Consumers

We offer watermarked blank document templates upon request for consumers in North Carolina. If you would like to request these templates, please send a written request to us at the following address: 100 Market St, Ste 201, Portsmouth, NH 03801. In your request, please specify the document templates you are requesting.

Additionally, we have a consumer satisfaction process in place to address any questions or concerns you may have regarding the services we offer. If you have any inquiries or concerns, please email us at support@lved.com. We are here to assist you and ensure your satisfaction with our services.

Please note that this provision explicitly addresses North Carolina consumers and their rights and is intended to comply with applicable laws and regulations in the state of North Carolina.

Access to Deceased Member’s Account

Lved places great importance on the privacy and security of its members’ information. In the event of a member’s passing, Lved is committed to providing access to the member’s account in accordance with an acceptable legal document demonstrating the authority to act on behalf of the deceased member.

If you possess such a legal document and need assistance in gaining access to a deceased member’s account, please reach out to our support team. They will be able to guide you through the process and provide the necessary support.

Notifications

Lved may send notifications to its users through various means, including email, written or hard copy notice, or by posting the notice on the website. Lved will determine the method of notification at its discretion. It’s important to note that Lved is not responsible for any automatic filtering that you or your network provider may apply to the email notifications sent to you. To ensure that you receive email notifications from Lved, it is recommended to add support@lved.com to your email address book.

Lved’s offices are located at 100 Market St, Suite 201, Portsmouth, NH 03801.

Severability

This section states that the agreement between you and Lved, as outlined in these Terms of Service, along with any amendments or additional agreements, constitutes the entire agreement regarding the Services. If any provision of this Agreement is found invalid by a court, the remaining provisions will still be valid and enforceable.

It is also clarified that the waiver of any term in these Terms of Service will not be considered a waiver of any other term, and Lved’s failure to assert any right or provision does not waive that right or provision.

Last updated: April 3rd, 2024